Exploring QCR Holdings (QCRH) Q4 Earnings: Insights from Wall Street Projections

In its forthcoming report, QCR Holdings (QCRH - Free Report) is expected to demonstrate a quarterly earnings per share (EPS) of $1.73, indicative of a 12.2% decline from the same period a year ago. Additionally, revenues are anticipated to be around $89.7 million, marking a 13.3% decrease year-over-year.

Over the last 30 days, there has been a slight downward adjustment of 0.6% in the consensus EPS estimate for the quarter, reflecting analysts' reassessments of their previous projections during this timeframe.

When a company is approaching its earnings announcement, it is critical to consider the changes in earnings estimates, as this can offer insights into how investors might react to the stock. Research has consistently shown a strong relationship between earnings estimate revisions and the short-term stock price movements.

While many investors focus on consensus earnings and revenue estimates to assess quarterly business performance, it’s beneficial to investigate individual key metrics projected by analysts for deeper understanding.

Let’s take a closer look at the anticipated metrics for QCR Holdings as modeled and monitored by Wall Street analysts.

The analysts have an estimated 'Efficiency Ratio (Non-GAAP)' pegged at 51.8%, a welcome improvement compared to last year’s figure of 58.9%.

For 'Average Balance - Total earning assets', the analysts expect a total of $8.27 billion. This is an increase over the $7.63 billion recorded in the same quarter the previous year.

As for 'Total noninterest income', analysts project this to come in at $28.73 million, significantly lower than the $47.73 million reported in the same quarter last year.

Finally, the consensus estimate for 'Net Interest Income' stands at $61.14 million, which is an increase from the year-ago value of $55.74 million.

QCRH, Earnings, Projections